BuyersSellers June 17, 2024

Buy Before You Sell: Bridge Loan FAQs

If you’re a homeowner thinking of selling in order to buy a new home, you may want to consider using a bridge loan. Curious about the positives and negatives of this financing option? Read on to find out. We’ve answered your frequently asked questions below.

What is a bridge loan?

As a homebuyer, a bridge loan allows you to borrow a portion of the equity in the home you already own as a down payment on a new house. Similar to a home equity loan, bridge loans are secured with your current home as collateral. They typically have shorter terms and last up to one year. Borrowers often combine the bridge loan with their existing mortgage, borrowing the difference between what they owe on their current residence and a percentage of the home’s value.

What are the pros?

The bridge loan provides immediate cash flow, expediting the transition from one house to the next. Compared to a standard mortgage, the application and approval process for a bridge loan are typically streamlined. It enables you to make an offer on a new property without a home sale contingency. This can be particularly advantageous because sellers often prefer offers without contingencies, making your bid stand out among the competition.

What are the cons?

Bridge loans often come with higher interest rates vs. traditional mortgages. If your home doesn’t sell within the designated time frame, you might find yourself responsible for paying the mortgage on your current home, the mortgage on your new home, and the bridge loan. To qualify for a bridge loan, you’ll need a low debt-to-income ratio, a strong credit score, and significant equity in your current home. For this reason, it may be challenging for some homeowners to qualify.

What is the Windermere Bridge Loan?

Windermere offers an exclusive bridge loan program for clients. Our local real estate agent’s expert guidance, coupled with our program, can give you a stronger negotiating position. You don’t want to miss out on your ideal home because you have to wait for your current home to sell. When assessing qualifications for our bridge loan, Windermere looks at what you owe on your property plus the bridge loan. These two loans combined cannot be more than 75% of your current property’s value. This helps determine the amount of the qualifying bridge loan. If you’re worried about expediency, the approval process for a Windermere Bridge Loan takes just a few days.

Our Windermere agents have seen the success of this program. As a buyer in this program, you have no monthly payments for 6 months or until you sell the collateral property. It is a seamless process and no appraisal is involved on the property being purchased.

What are the alternatives?

Home equity loans, home equity lines of credit (HELOCs), and personal loans are all alternatives to bridge loans. They offer various ways to finance your new home purchase. Before you make your decision, carefully compare the costs and terms associated with each financing option.

Additional Information

For additional information, check out our guide to buying a home and our guide to selling a home. If your current home needs repairs or upgrades before putting it on the market, consider the Windermere Ready program. Windermere Ready provides an upfront investment of up to $100,000 to help your home sell for more. Also, here is some helpful information about the home-selling process. As always, if you have any questions, please reach out to one of our real estate professionals.

Community June 1, 2024

Fun Father’s Day Activities

Celebrate the dads in your life in the most memorable way possible with a fun, local event or activity. Whether you are excited to spend time with your dad, stepdad, grandfather, or any paternal figure, this day offers a heartfelt opportunity to show appreciation and love. Choosing activities that cater to his interests and hobbies can create lasting memories. From adventures to experiences, there are countless ways to make this Father’s Day unforgettable. 

IslandWood and a BBQ

Adventure through the beautiful grounds of IslandWood. Explore 6 miles of trails with drop-in activities along the way, or marvel at what you can see from the top of the lookout tower. Enjoy the upper fields and challenge other families to badminton and other lawn games. Trails and activities will be open before the BBQ buffet meal, which begins at 4:00 PM. 

June 16th, 2:00 – 6:00 PM | Adults $50, Children 3+ $18 | Presale encouraged

A Glowing Excursion

Did you know that Port Gamble Bay is one of the best places here to view bioluminescence? Olympic Outdoor Center offers guided paddle tours where you can enjoy the mesmerizing beauty of these glowing organisms. Book one of these nighttime kayak excursions for an experience that Dad won’t soon forget. 

Dates Vary | Tours from 9:30 PM – 11:30 PM | Price $69+

A Fun Escape

Do you have a pop who is keen on puzzles? A trip to the Bainbridge Escape Room will have you solving the mystery of the Bombing Barber of Bainbridge, or head over to the Kitsap Great Escape in Silverdale to try your hand at solving one of the four rooms they offer. 

Dates & Times Vary | Prices from $15 – $45 per person

Music, Classy Cars, and More

If the dad in your life is a car enthusiast, plan to bring him to the Pre-Father’s Day Car Show hosted by Oldtimers Northwest. This annual event at the Silverdale Waterfront is free to attend and includes hot wheel races for kids, live music, a 50/50 raffle, and more. 

June 15th, 10:00 AM – 2:00 PM | Free to attend | $20 to enter a vehicle in the show

A Treasure Trek

How about a treasure hunt? The Bainbridge Island Museum of Art is launching its Treasure Trek, a glass float hunt, on June 15th. The hand-blown orbs will be hidden in these participating locations all over Kitsap. If you find a float, it is yours to keep, and don’t forget to use #BIMAtreasuretrek on social media.

June 15th – July 13th | Free to participate | Check hours at each participating park

An Art-filled Father’s Day

Looking for an excursion for a guy who loves art? Hop on the ferry and head over to the Edmonds Arts Festival, happening all weekend in Downtown Edmonds. You’ll find hands-on activities for kids of all ages, live music, food and beverage vendors, art booths featuring more than 200 artists, and galleries with pieces from over 500 artists. 

June 14th & 15th, 10:00 AM – 7:00 PM | June 16th, 10:00 AM – 5:00 PM | Free to attend

Museum and a Memento

If you are looking to create some art closer to home, you can visit the Suquamish Museum from June 10th – June 16th during open hours to create a Father’s Day Card. Plan for extra time to explore the beautiful museum and learn about the history of the Suquamish people.

Museum Hours: Daily 9:00 AM – 4:00 PM | Limit 2 cards per person

For the Mariners Fan

If you know a baseball-loving father, plan a trip to T-Mobile Park to watch the Seattle Mariners play the Texas Rangers. The first 10,000 dads will receive a special Father’s Day Stadium Seat Cushion. Also, all kids 14 and under will receive a free poster that day.

June 16th, 1:10 PM game time | Tickets from $30

Tee Time

Lastly, if you know a dad who loves to golf, here’s a sneak peek (below) at some of our wonderful local golf courses. We are fans of White Horse Golf Club right here in Kingston, which has an incredible course, The Cedar Ridge Grill, and a great, paved walking path that runs through the course all the way to Indianola.  

CommunityWindermere Kingston May 7, 2024

New Agent Spotlight: Michelle Elsom

Michelle Elsom has lived in Kitsap County for over thirty years, and her local expertise has already benefitted her clients. We’re so glad she joined our Windermere Kingston office, and we connected with her to learn more about her interesting background.

What drew you to real estate? 

There wasn’t one thing that made me land in real estate, but a series of things I love and life influences that pointed me in this direction.  I love maps & geography, and that was further fueled by discovering parcel search and all the public records available.  I have always loved architecture and admire people like Frank Lloyd Wright.  My husband and I have built 2 homes and enjoy the construction process. We did much of the work ourselves. One remains as a long-term rental, and the other is our primary residence.  We love to travel and when we do, we stay in vacation rentals versus hotels.  So, when I wanted to reinvent my professional self, we purchased a cabin in the woods and ran it as a short-term rental.  Finally, my professional background provided more puzzle pieces that made real estate a natural choice.

What made you decide to work with Windermere? 

I wanted to work with a brokerage that has a great reputation with great brokers who are well respected. 

What unique professional experiences enhance your abilities as a realtor? 

Some of my more rewarding experiences have been participating as a key member in the design and implementation of 11 remodels and brand-new builds within the grocery industry.  This is very creative work requiring heavy project management skills and the ability to design great customer experiences (product selection & merchandising, guest hospitality & service).  I love having a vision on a blueprint and watching that become real through construction and how people interact with it.  To me, real estate transactions are large projects to manage.  You must develop systems to stay organized, timelines & checklists to stay on track, and communication processes that inform and deliver information.  And it is still about creating great experiences for my clients.

How long have you lived here, and what brought you here?

I have lived in Kitsap County for 31 years, 6 of which were spent on Bainbridge aboard my 38’ Downeaster Sailboat and the rest here in Kingston. I grew up in Spokane and moved to Seattle after graduation. Finding a marina as a live aboard brought me to Bainbridge, where I had existing friends.

Which areas do you serve, and what do you love about those areas? 

I love Kitsap County & Jefferson County as primary places to work.  The unique geography of the area, with so many waterways, mountains, and beautiful nature, appeals to the photographer in me and the nature lover that I am.  I love being able to work where I live and share what I know about our area with others.  Also, I love anywhere along Hood Canal, which brings me to Mason County, too.  I am also comfortable in Clallam and Pierce County (our side of the Narrows Bridge). 

What personality traits do you think are important in this profession? 

It’s really important to lead with integrity, be trustworthy and reliable, and have a strong moral compass. Also, a great realtor needs to have excellent communication skills, whether relaying information or actively listening to clients. Every transaction is unique and people are buying and selling for all kinds of reasons, so having empathy is crucial as well. Persistence is important because not every transaction is easy and requires being able to work through challenges and problem-solve.

Thanks for sharing a bit about yourself with us, Michelle! We’re proud to have Michelle Elsom on our Windermere Kingston team. You can learn more about Michelle by checking out her website and you can follow her on Facebook and Instagram.

Community April 25, 2024

Memorable Mother’s Day Activities in North Kitsap

Celebrating Mother’s Day is a wonderful opportunity to show all of the moms in our lives how much we appreciate them. Whether they are our own mothers, grandmothers, stepmothers, or motherly figures, they impact us in so many ways. Below are some special activities in North Kitsap to make it a memorable day. 

Mother’s Day Sweet Tea to Go

Save yourself the prep time and order everything you need for a fancy tea party at home – or better yet, plan a picnic! These adorable kits from Sweet Life Cakery in Kingston come with one of their famous Sweet Blisses (mini chocolate cakes with cream filling), a lemon scone, shortbread, and a wonderful tea. Grab a couple for the special motherly figures in your life, or treat yourself!

Order by May 7th to pick up on May 11th.

Cost: $15 per kit (gluten-free option also available)

Suquamish Museum Visit & Make a Card

Plan a trip to the Suquamish Museum between May 5th and May 12th to learn more about the rich heritage of the Suquamish people and make a beautiful Mother’s Day card for free. The Museum Gift Shop is a great place to find a unique gift, too! 

Museum Hours: Wednesday to Sunday, 9:00 AM to 4:00 PM

Cost: $6 to $8 per person. Children under 5 and Suquamish tribal members are free.

The Little Mermaid

Spend the day at the theater enjoying “The Little Mermaid”, presented by Kitsap Children’s Musical Theatre. Whether you attend the show on Mother’s Day, or give tickets to see a performance on another day, it’s a great way to spread the joy of live theater and support the arts.

Show Dates: May 2nd – 19th

Cost: $14 – $18 per person

Spring Market, Plant Sale & Garden Tea

On Friday, May 10th, and Saturday, May 11th, enjoy an open-house-style market at Willow & Mabel Garden Co. in Poulsbo. There will be many plant starts and flowers to choose from. Additionally, you can purchase items from Willow & Mabel and Ciderpress Lane. The market is free to attend. If you’re interested in upgrading, buy tickets for the Spring Tea event for a full English tea experience on the farm with two booking options each day.

Friday & Saturday, May 10th & 11th. Free Market 10:00 AM to 6:00 PM.

Spring Tea: 11:30 AM and 3:30 PM on both days.

Cost: $85

Bubbly for Mom

Get a head start on celebrating Mother’s Day by going to High Spirits in Poulsbo for a Sparkling Wine Tasting in their beautiful wine cellar. Choose your favorite and purchase a bottle for your Mother’s Day brunch. After the tasting, you can also go upstairs to enjoy a gourmet dinner at Crabtree Kitchen + Bar.

Saturday, May 11th, 3:00 PM – 5:00 PM

Cost: $10 per person, 21+

Mother’s Day Brunch at Kiana Lodge

Known as one of the most beautiful venues in Kitsap, Kiana Lodge is a popular destination for Mother’s Day brunch. This annual event usually sells out, so make sure to purchase your tickets in advance. Enjoy a large buffet-style meal, including salmon, prime rib, salads, breakfast pastries, and decadent desserts. There’s also a cash bar with mimosa and bloody mary specials.

Sunday, May 12th at 11:00 AM

Cost: $50 for adults and $20 for children. Children under 6 are free.

Mother’s Day Community Gathering

Spend Mother’s Day in the serene setting of Petal & Pitchfork Farm. Listen to live music by Kristen Ferguson and Anne Mathews of Bannister & Maine, experience sound baths under the big maple by Heather Carnocki of Vinnocki Farm, watch a floral arranging demonstration by Alicia Houston of The Healer’s Harvest, and hear a medicinal herb talk by Montana Honeylion of Warrior Peak Botanicals. Bring a picnic lunch and stroll through the flower fields. Limited tickets are available. 

Sunday, May 12th, 10:00 AM – 3:00 PM

Cost: $20 per person; youth under 16 are free

 

Want to stay informed about local events and activities? Check out our Kitsap Events Guide, and follow Windermere Sound Living on Facebook and Instagram.

Buyers April 1, 2024

Questions to Ask When Buying a New Construction Home

While buying a new construction home is an exciting opportunity, it’s still important to do your homework beforehand. New homes come with all the latest and greatest appliances, building materials, and modern features. But just because a house is brand new, doesn’t mean it’s perfect. As a buyer, you need to do a home inspection and ask the right questions to ensure that you’re getting what you expect.

Who is the builder?

Before purchasing a new construction home, always find out everything you can about the builder’s reputation. Often, builders and/or developers post their information on signs while homes are being constructed. Driving by homes they’ve built will help you collect this information. If, for some reason, there isn’t any information available, then contact the Kitsap County Community Development Department. They should have a record of who submitted the building permit on file.

Once you have the builder’s name, take time to look them up on the Washington State Department of Labor and Industries website. This department oversees all licensed contractors. If a builder is not listed, call the department directly to learn more. You want to make sure the builder is licensed to work in Washington. You also want to avoid builders with safety citations, other infractions, or any pending lawsuits. As you do more research and discover subcontractors working on the project, look them up as well.

Also, read builders’ reviews online and take time to talk to their previous clients if possible. These one-on-one conversations are most informative because you are able to ask specific questions and receive honest feedback. Often people are more willing to share during a chat than in an online review that’s public for all the world to read. If you are able to, check out other homes the builder has built locally to see how they are holding up over time. Local Realtors and home inspectors are great resources and can also provide other valuable builder details. In small communities like ours, local expertise goes a long way. A local real estate agent who is well-connected can connect you to the right people and give you the inside scoop on a nearby housing development or a new build that you may be eyeing.

What is the timeline?

If you want to move in by a certain date, it’s imperative to understand the new home construction timeframe. Construction timelines vary greatly and depend on the size and complexity of the home. Establish a deadline at the beginning with project milestones outlined to remain on track.

Unfortunately, delays with new construction homes are common due to unforeseen issues. These can include supply chain interruptions, bad weather conditions, and staffing issues. Keep in mind that if construction changes are requested midway, this will also delay the timeline. Try to keep your expectations realistic, make sure you’re working with communicative, transparent people, and be as flexible as possible. Additionally, it’s imperative that you read the fine print in any contracts to ensure that sections about delays are reasonable and protections for you are built in.

What is the new construction home warranty?

Before signing a contract, make sure the new construction home warranty is outlined clearly by the builder. Washington State is unique, thanks to a state law giving homeowners a six-year statute of limitations for construction defects on a new home. Despite the existence of this law, many builders include a one-year warranty in their contracts. In 2022, the Washington State Supreme Court decided in the case Tadych v. Noble Ridge Construction, Inc. that the one-year warranty is void and unenforceable because it does not meet the requirements of state law.

As a result of the Washington State Supreme Court’s decision, any contract that includes a builder warranty of less than six years is potentially unenforceable. However, it’s good to consult a lawyer to make sure you and the builder are on the same page, and both understand state law requirements. And even with a home warranty, it’s important to have your new construction home inspected by a professional to ensure everything is delivered as promised. By doing so, anything that needs to be fixed can be dealt with before you move in.

What are the home’s special features?

Many builders offer a standard set of features in a home. Make sure you understand what will be included. If you would like certain upgrades or customizations, get detailed information on those additional costs to avoid surprises. Typically, potential upgrades include nicer cabinets, hardwood or tile flooring, and custom countertops. If you do decide to upgrade, those changes and costs are added to the contract to avoid misunderstandings.

Buying a new construction home is also an opportunity to incorporate energy-efficient features. These features are great because they can save you money in the long run and also help reduce your carbon footprint. Potential options include LED lighting, tankless water heaters, and an energy-efficient HVAC system. While these features often cost more upfront, they also increase a home’s resale value and pay for themselves down the road.

How do I obtain financing?

You’ll need to get pre-approved for a mortgage and have enough to make a down payment. Also, there isn’t as much room for negotiation in new construction home transactions. This is where your real estate agent’s expertise comes in. Talk to them and establish what kind of offer you are able to make. This helps you and your agent identify the best available properties that meet your budget, timeline, and needs. Use a mortgage calculator to examine varying home prices and what you can afford.

If you have a specific question about new home construction that we weren’t able to answer here, feel free to contact one of our agents.

Community March 20, 2024

Shop and Dine in Port Gamble

What Port Gamble lacks in size, it definitely makes up for in history and charm. With the perfect spots to find unique gifts and satisfy your sweet tooth, make sure to check out these local businesses. Each one is located in a historic building, so don’t miss the outdoor signs to learn more about the history of each spot. And, if you don’t live on the Kitsap Peninsula, Port Gamble is just a 15-minute drive from the Kingston-Seattle ferry and the Kingston-Edmonds ferry. We highly recommend spending a day in Port Gamble, a small-town gem.

One-Stop Shop

One of the longest-running general stores in the state, Port Gamble General Store & Café has something for everyone. They always have amazing seasonal home items as well as PNW-inspired gifts. You’ll also find candy reminiscent of the good old days. In the back of the store, The Café (with awesome water views) serves sandwiches, soups, salads, espresso, fresh-baked goods, two brands of locally-made ice cream, as well as a selection of local beers and wines. Operating in the current space since 1916, the original Port Gamble General Store opened in 1853 and sold goods to millworkers, visitors, and neighboring tribal members.

Open Monday – Sunday, 10:00 AM to 5:00 PM.

Food and Beverage

Known for delicious meals like the epic fried chicken sandwich, and many decadent desserts, Butcher & Baker Provisions is a local favorite. Their menu changes seasonally and always has both breakfast and lunch/dinner options. Entrees have included interesting options like Turkish Cilbir and the Albondigas Birria Sub. You’ll also find a selection of jams, oils, honey, and sliced meats by the pound. Sweets include cookies the size of your head and slices of cake that weigh in at almost a pound.

Open Thursday – Sunday, 10:00 AM to 7:00 PM (Cafe & Bakery)

Coffee Shop open Monday – Wednesday, 8:00 AM to 2:00 PM and Thursday – Sunday, 8:00 AM to 7:00 PM. 

 

If you’re looking for lighter fare and a craft beverage, House 11 Taproom & Bottle Shop is a great spot. Paninis like “Beet It Grilled Cheese” or the “Tennessee French” (which features pickled okra) are great accompaniments to a local craft beer or glass of wine. We love that they serve peanuts from CB’s Nuts, which are roasted here in Kingston. You can also purchase wine or beer to take home.

Open Thursday – Saturday, 1:00 PM to 7:00 PM and Sunday, 12:00 PM to 5:00 PM.

 

Unique Gifts

Stocked with fair-trade global goods, Tango Zulu Imports is the place to find curated collections. You’ll find alpaca socks from Peru, baskets from Ghana, jewelry from India, locally made felted bar soaps, and a variety of clever cards and stickers.

Open Monday through Sunday, 10 AM to 5 PM.

Wish in Port Gamble is another must-visit shop. Peruse books by local authors, beautiful jewelry, an array of home decor, an extensive card collection, and much more.

Open Monday – Sunday, 10:00 AM to 5:00 PM.  

 

Port Gamble Shops for Those Who Knit, Sew & More

Located in the historic stables building, Quilted Strait is a haven for all things fabric. From needlework and quilting supplies to classes and patterns, this is the place to go for sewing and quilting projects. Even if those art forms aren’t your thing, it’s worth it to simply step inside this beautiful building.

Open Monday – Saturday, 10:00 AM to 5:00 PM.

If you’re interested in fiber arts, The Artful Ewe has a wide variety of materials for knitting, spinning, weaving, and felting. This shop is next to Port Gamble’s iconic water towers. The owner, Heidi Dascher, loves “teaching, sharing, and creating community.”

Open Friday – Sunday, 10:00 AM to 5:00 PM.  

 

We recently spent a day in Port Gamble with Visit Kitsap Peninsula. Watch our fun Reel, and stay tuned for more!

Home March 1, 2024

Spring Home Maintenance & Cleaning Hacks

Longer days and warmer weather are ahead! Now is a good time to evaluate your home and tackle outdoor projects. Saying goodbye to the damp, cold winter months also means taking action to address the aftereffects of all those gray and gloomy days. The following spring home maintenance and cleaning hacks will help you better enjoy the spring and summer months.

Clean Your Gutters

While it’s probably the least appealing home maintenance task, cleaning your gutters is very important. Winter weather clogs gutters with sticks, leaves, and other debris. Gutters play an essential role in keeping water safely away from your home. If your home’s gutters are clogged, built-up water can cause wood rot, roof leaks, basement flooding, and even damage to the foundation. So, make time to conduct this not fun, but very necessary task. If you want to tackle this project yourself, check out these gutter-cleaning tips. Also, if you notice any damage to your gutters, this is a good time to have them fixed or replaced.

Inspect Your Roof

While cleaning your gutters, it’s also a great idea to inspect your roof. Winter storms can wreak havoc and cause damage. Check for any loose, damaged, or missing shingles. If you’re not able to see the whole roof safely, you can also use binoculars or a camera with a zoom lens to get a better look at harder-to-reach areas. If you see any damage, hire a professional roofing company to make the necessary repairs immediately. A healthy and functioning roof is key to a happy home. The last thing you want is water leaking in and causing damage. Spring home maintenance tasks help prepare your home for the rest of the year.

Check for Wood Rot

Rain can take a toll on homes, especially in the Pacific Northwest. Checking for wood rot around windows and doors, and in attics and basements is important. Wood rot makes your home more susceptible to wood-boring insects such as termites. Additionally, this issue can also impact anything made of wood around your home, such as fences, porches, dog houses, etc. Take time to determine if you have wood rot. If you think the answer is yes, it’s best to contact a professional to fix the problem.

Service Your Air Conditioner

If you have central air, that usually means your air conditioner has also been sitting outside and experiencing the winter weather. Spring is a great time to make sure your air conditioner is ready for the hot summer months ahead. If you feel comfortable cleaning the HVAC system system on your own, follow these detailed steps. Alternatively, you can hire a local professional. Not only can an expert service your air conditioner, but they can also clear your air ducts as well. Either way, you’ll thank yourself when the hottest days of the year arrive.

Clean Your Filters and Vents

Filters and vents circulate air throughout your home, which is why it’s important to keep them clean. While vents and filters aren’t always in the easiest-to-reach places, it’s usually still possible to clean them effectively with a vacuum. Or, if it’s time to do a deep clean, this vent cleaning article has all the information you need to get started. Once you’re done, you’ll feel better knowing you’re breathing clean air again.

Tackle the Oven

Hosting visitors during the winter holidays and cooking many meals during the wet winter months can lead to an extra dirty oven. While cleaning the oven is often a dreaded cleaning chore, it doesn’t have to be. With several natural cleaning options and recommendations from experts, this list of oven-cleaning hacks has everything you need. As is the case with most things, the more often you clean, the less challenging the chore. But even if you haven’t tackled the oven in a while, you’ll be able to find a great way to get it done effectively. And while you’re at it, you might as well clean the microwave, too.

Dust the Baseboards

Baseboards are one of those things that are easy to forget about but still get dirty. Make your life easier by using dryer sheets. Not only will the dryer sheet pick up dust, dirt, and pet fur, but it will help repel dust later as well. After you test this great tip, you’ll want to check out the many other ways you can clean with dryer sheets.

Deep Clean Your Dishwasher

One item people commonly forget to clean is the dishwasher. There are simple cleaning tasks you can do each month to keep your dishwasher running smoothly. Also, there are deep cleaning tasks that should be done once or twice a year. This cleaning combination will keep your dishes extra clean and your machine happy.

Plant Your Garden

This is the perfect time of year to revive your garden and yard! There are so many options when it comes to gardening, whether you’re planting flowers or vegetables. Either way, a nice-looking garden will elevate your home’s curb appeal. This home improvement article provides great information, listing local experts and places where you can purchase plants. Lastly, make sure you review these spring gardening tips as you finalize your spring home maintenance plan.

HomeSellers February 1, 2024

Increase Your Home’s Resale Value with These Updates

Considering the value of a home project with its potential return on investment is a smart move for any homeowner. In fact, there are many ways to increase your home’s resale value. Each year, the trade publication Remodeling releases a Cost vs. Value report. The 2023 report examined over 150 markets in the United States. It analyzed 23 remodeling projects and compared their value at resale. Let’s explore the top four resale projects for homeowners in the Seattle area.

Siding Replacement: Fiber Cement 151.3% Recouped, Vinyl 99.2% Recouped

Fiber cement siding has been around for years but is becoming more popular. While composition varies by manufacturer, it’s made with a mixture of Portland cement, sand, and cellulose (wood) fibers.  It’s known for being durable, having a class 1A fire rating, and being impenetrable by wood-boring insects. Additionally, it is a more ecologically sustainable option than other sidings. Most companies will even warranty their product for 50 years. Although the upfront costs might be significant, the durability and resale value make this a home improvement project with a formidable return on investment.

Vinyl siding is another profitable home improvement project. Although it does not have as many environmental benefits (nor is it as long-lasting) as fiber cement siding, it costs considerably less. On that front, the initial investment can still make it a profitable home improvement project for resale. In addition, it is generally thought to be easy to maintain and easy to install. Check out some of the pros and cons of vinyl siding.

HVAC Conversion: Electrification 103.4% Recouped

Converting a gas furnace into an electric furnace will give a homeowner an excellent return on their investment. A heat pump is powered by electricity and has the capacity to heat and cool your home. The Inflation Reduction Act of 2022 included provisions for rebates for homeowners in Washington state by mid-2024. While details of the rebate program are being finalized, there will be incentives for completing home-electrification projects (such as heat pumps). Still on the fence about whether this is a necessary upgrade for your home? Check out this article that compares HVAC systems to see what might work best for the resale value of your home.

Grand Entrance: Fiberglass 89.6% Recouped

Curb appeal can add value to any home on the market. When a potential homeowner walks through the home for the first time, investing in a fiberglass front door can make an excellent first impression. Fiberglass doors are known for their durability and their ability to withstand the outdoor elements. Also, they are easy to maintain and come in a variety of styles. Check out some options from Puget Sound Window and Door, which serves many cities in Kitsap County and beyond.

Garage Door Replacement: 88.7% Recouped

Another important element of a home’s curb appeal is the garage door. It has an excellent ROI. Not only is it used daily in many households, it takes a lot of wear and tear. Therefore, making sure a home’s garage door is functioning well and looks aesthetically pleasing is vital. It will instantly make a positive first impression on a would-be homebuyer. Check out this article to explore different garage door options and typical costs. If you’re ready to start your search, consider Kitsap Garage Door Co. They are highly rated and have been serving the Kitsap area since 1975.

Making a house a home comes with a lot of decisions. When deciding which upgrades or home improvement projects to do, it’s important to consider if those improvements are worth the investment, especially if you’re thinking of selling.

If you are already thinking about selling your home in the near future, our local Windermere agents are here to help. They can complete a Comparative Market Analysis to analyze your home’s value, comparing it to others in the area. They can also help you avoid costly mistakes.

CommunityHome January 2, 2024

Delicious Winter Recipes & Local Grab-and-Go Meals

There’s nothing like a satisfying meal that warms you up in winter. Whether you’re craving comfort food or something a bit more fancy, we’ve gathered a range of delicious winter recipes that are sure to be crowd-pleasers. We also have many tasty grab-and-go meal options in Kitsap County, so we’ve included some of those as well.

Winter Weeknight Dinners

Baked Mac and Cheese: Macaroni and cheese is always a classic. And let’s be honest, it’s the ultimate comfort food! This recipe is easy to follow and elevates your elbow pasta to another level with two cheeses. The Gruyere gives this dish amazing flavor, and the mozzarella makes it extra cheesy. This dish is perfect for a winter weeknight dinner. It takes approximately 10 minutes to prep and 1 hour to cook. If you’re avoiding flour, try this delectable gluten-free option.

Chicken Cordon Bleu Casserole: Chicken Cordon Bleu is another classic dish, but Chicken Cordon Bleu Casserole tastes just as good and it’s easier to make. Instead of tediously breading and stuffing each chicken breast, you layer the ingredients in one dish and bake it together. To top it off, this is a low-carb, gluten-free meal. It takes only 15 minutes to prep and 30 minutes to cook.

Gourmet Winter Meals

Spicy Pot Roast: This recipe enhances traditional pot roast with oranges, sweet potatoes, and a Calabrian chile gremolata. With whole orange segments and fresh squeezed orange juice, this pot roast has a zesty citrus flavor. Add in smooth sweet potatoes, celery root, and tender beef for an extra hearty meal.

Mushroom Risotto with Scallops: Risotto is always creamy and delicious, but this recipe raises the flavor factor with seared scallops marinated in garlic and fresh herbs. The recipe also has detailed step-by-step instructions to aid in your culinary success. When you’re shopping, keep in mind that farmed scallops are considered sustainable and rated a “best choice” by Monterey Bay Aquarium’s Seafood Watch. Also, the scallops can be served on the side to keep the risotto vegetarian for guests.

Grab-and-Go Meals in North Kitsap

Winter recipes are great, but sometimes you simply want a scrumptious meal without all the prep work and cleanup. Try one of these local grab-and-go meal options right here in North Kitsap. Our area is home to many great local businesses, so this is a brief list just to get you started.

  • The Saucy Sailor in Kingston features British fusion fare that is made fresh every day. Their “gourmet to take away” is served in seconds and includes a great variety of comfort foods such as meatball stroganoff, cottage pie, and bangers and mash. The restaurant also sells convenient “take and bake”’ frozen meals for heating up at home to enjoy.
  • Borrowed Kitchen Bakery in Kingston makes everything from scratch on a daily basis to ensure the freshest baked goods are available for customers. This includes great bread and prepared frozen meals that serve either two to three or four to six people.
  • Ono Poke Too in Kingston has tasty Hawaiian-style poke, always prepared fresh and with a smile. You can order by phone and pick it up. Their winter hours are Wednesday – Saturday, 11:00 AM – 7:00 PM, and Sunday 11:00 AM – 5:00 PM. The restaurant is closed on Mondays and Tuesdays.
  • Oxalis Kitchen in Poulsbo has yummy frozen soups to go and a variety of locally sourced, and thoughtfully prepared foods available for dine-in or take-out.
  • Jake’s Pickup on Bainbridge Island offers a great selection of grab-and-go options. Try their turkey taco soup or their smoked pulled BBQ pork shoulder. If you’ve never been to Jake’s, don’t be fooled by the fact that it’s inside a gas station. This place has delicious food that’s mostly organic, made fresh, and has been a local favorite since 2014.
  • Via Rosa 11 on Bainbridge Island offers authentic Italian pasta, sauces, and lasagna in their market. These are great to keep stocked in your kitchen so you always have something on hand for a fresh, quick, and easy dinner.
Community December 4, 2023

Regional Holiday Activities & Light Displays

December is such a magical time of year. Luckily, there are many ways to celebrate in our area. We’ve compiled a list of some light displays, festivals, events, and activities to check out. 

Holiday Light Displays

Light Display at Mike Wallace Park

This waterfront light display is a hometown favorite right here in Kingston. Every year, locals and visitors are dazzled by a range of light sculptures using approximately 500,000 lights. And, it’s all thanks to the Port of Kingston and many volunteers who work on it for months. You’ll see some traditional displays like snowflakes and gift boxes along with unique designs like jellyfish hanging on a wire. This is a must-see! Located by the ferry terminal in downtown Kingston, the park/marina has public parking and can be accessed via sidewalks. 

Runs until early January, 2024 | Free

Christmas in Big Valley

Explore this enchanted garden trail loop that is 600 ft long, featuring 60,000+ lights. There’s a lot to see, including a 1/25 scale garden railroad, a candy cane lane, Santa’s workshop at the North Pole, the lighted orchard, and a nativity scene. The path is gravel and does have a few steps throughout. Located at 26730 Big Valley Rd. NW, Poulsbo.

Runs until Jan 1, 2024 from 4:30 to 9:30 PM | $12 per person, kids 6 and under are free 

Point Defiance Zoolights

A holiday tradition for more than 35 years, zoolights transforms the Point Defiance Zoo into a winter wonderland with more than 800,000 lights. Perfect for families or even a date night, you’ll see a giant octopus, light tunnels, and goats wearing coats. And, you might even spot Sasquatch if you’re lucky. Additional activities include s’mores fire pits and a goat feeding experience. Pre-purchased online tickets required. Please note the aquarium is closed during zoolights.

Daily until Jan. 1, 2024 from 4:30 – 10:00 PM | $7+ for members, $14+ for non-members

“Village of Lights”  in Leavenworth

On November 24, Leavenworth’s Bavarian town lit up with over half a million lights for the holidays. It’s a fun place to visit for a day or over a weekend, and the dazzling lights will be up through February. Additionally, there are a range of activities happening throughout the winter season. Listen to live music, see Santa, enjoy free crafts for kids, and more. Please note some events and activities are not free, such as Manuela’s Magical Christmas Spectacular

Daily through February, 2024. | Free but activity prices vary

Festivals

Port Gamble Country Christmas

The charming town of Port Gamble is transformed into a holiday wonderland with over 100,000 lights and Western Washington’s only winter fireworks display. During the day you’ll find hayrides and carolers as well as Santa’s workshop, crafts for kids, and holiday shopping time. Saturday night includes the tree lighting and spectacular fireworks!

Dec. 9, 2023, starts at 12:00PM, tree lighting @ 5:45 PM, fireworks @ 6:00 PM; Dec. 10, 2023, 11:00 AM – 3:00 PM | Free but activity prices vary

Festival of Firs and Christmastown

In 2019, Shelton won a Guinness World Record for the most lit Christmas trees in one location. The town has been known as Christmastown, WA for decades. On your way into town, you’ll be greeted by a 32’ tall Santa Claus, built to celebrate the World’s Fair in 1962. You can take a walk through the lit tree maze, a wagon ride through the decorated town, cast your vote for the best gingerbread house, and more. The maze is located at 425 Cota Street, Shelton. 

Maze open nightly from dusk until 10:00 PM until Dec. 31, 2023 | Free but activity prices vary

Seattle Christmas Market

Get a taste of European traditions in Seattle with artisan vendors, street food, libations, live entertainment, and more. Created by the same organization as the beloved Vancouver Christmas Market, you’ll find 60+ local and European artisans with holiday gifts for everyone on your list. Savor bratwursts, German baked goods, crepes, and fudge. Sip hot-spiced mulled wine under the Christmas pyramid, sing some karaoke, or take the kids for a spin on the Nordstrom Merry Go Round. Book online for specific entrance times.

Open daily through Dec. 24 | Youth $12+ and adults $20+ (6 and under are free)

Other Fun Events and Activities

Hansville Holiday Market

Get ready for the holidays with the Greater Hansville Community Center’s 3rd annual Holiday Market at Buck Lake. Get in the holiday spirit with small town charm and live music, food, various vendors, a silent auction, and Santa. 

Dec. 9, 2023 | Free

Menorah on the Green

If you celebrate Chanukah, this Sunday is the 6th annual Menorah on the Green. Head to Bainbridge Island to celebrate with loved ones and community members. There’s a giant menorah lighting, live music, latkes and donuts, arts and crafts, and more – all thanks to the Chabad of Bainbridge and North Kitsap.

Dec. 10, 2023 at 4:00 PM | Free but please RSVP.

Winter Cookie Decorating at Hood Canal Brewery

Here’s some delicious fun for the whole family. Take the kids to Kingston’s Hood Canal Brewery to decorate some cookies while you enjoy a pint. This event is free and cookies, decorating supplies, and light snacks will be provided. 

Dec. 16, 2023 from 2:00 PM – 4:00 PM | Free but please RSVP

Winter Wonders at Bloedel Reserve

Bloedel is beautiful in every season, and this all-ages outdoor experience will allow guests to see a different side of what winter has to offer. A sensory hunt guides visitors through the garden to listen and feel the natural elements. You can participate in a special winter solstice tour and a Soundscape installation. For those with little ones, check out Saturday Story Time at the Residence. Advance tickets required.

Open Tuesdays – Sundays 10:00 AM – 4:00 PM | $5 – $22 per person

Holidays at the Village – Bainbridge

Pleasant Beach Village on Bainbridge Island is all decked out for the holidays. Register for a gingerbread house party, visit Santa or dance to some live music. And, you can enjoy seasonal beverages in the outdoor heated Wintergarden. Visit Pleasant Beach Village’s website for additional details. 

Open daily and most special activities fall on weekends | Activity prices vary

For more fun this season, check out these outdoor winter activities.