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New Agent Spotlight: LisaMarie Shepard
Client-focused and involved in the community, LisaMarie Shepard is here to help homebuyers and sellers. She recently joined our Windermere Kingston office, and we’re delighted to have her on our team. Learn about her professional background, interests, and more in our Q & A.
What drew you to real estate?
I love helping people, and I learned so much when purchasing my home in 2021. I also wanted to provide for my family in a different way, so I got my license. It’s been a rewarding experience, and every day is different. I’m grateful for Windermere’s supportive environment and resources, which empower me to deliver the best possible experience to my clients.
What unique skills do you possess that enhance your abilities as a Realtor?
With over a decade of customer service experience and 13 years as a Dental Assistant, I bring a unique blend of skills to the real estate table. My ability to connect with people, understand their needs, and communicate effectively will undoubtedly shine in this industry. My attention to detail, organization, and problem-solving skills honed from my professional background are invaluable in navigating the intricacies of a real estate transaction.
What personality traits do you think are important in this profession?
In this line of work, traits like empathy, communication, attention to detail, resilience, and integrity are key. Being able to connect with clients, understand their needs, and guide them through the process with professionalism and care sets the foundation for a successful Realtor-client relationship.
Which areas do you serve?
I serve all of Kitsap County and the surrounding areas.
How long have you lived here, and what brought you here?
I came to Washington from California when I was 12 and have been here ever since. I have lived in the same home for 8 years and bought it as a single mom.
How are you involved in the community?
I am as involved as I can be. I am on the Board of Directors for the Kitsap County Association of Realtors, a member of the National Association of Realtors, and, through Windermere, a member of the Kingston Chamber of Commerce. I attend as many of their events as possible. I am a huge advocate of the ShareNet Food Bank, Kitsap Humane Society, and Boys and Girls Club. I am on the PTO at my daughter’s elementary school, and I host my neighborhood community events.
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- PTO holiday event in 2023.
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- Boys and Girls Club Gala with an auction basket LisaMarie won.
What made you decide to work with Windermere?
I was drawn to Windermere Real Estate because of its reputation for excellence, strong community presence, and commitment to client satisfaction. Their values align with my own, particularly in providing exceptional service and giving back to the community.
Is there anything else you’d like to share with us?
My youngest daughter, Sophia, is VERY involved with my real estate career. Please know if you meet her at a local event, she will probably color you a picture to hang on your fridge. You can often find me out walking my Doberman, Thena. I love where I live! Kingston is very dear to my heart, as is Kitsap County. I have raised 3 children here in the Kingston area. I went to Pearson Elementary and Poulsbo Middle School, and I graduated from North Kitsap High School. I also have an associate’s degree in business arts. I am very proud of how far I have come, and I am excited for my future.
LisaMarie and her dog Athena.
Visit LisaMarie Shepard’s website to learn more. Her local resources page is full of great recommendations, including great restaurants, and fun, kid-friendly spots. She’s also on Facebook and Instagram.
Spring Home Maintenance & Cleaning Hacks
Longer days and warmer weather are ahead! Now is a good time to evaluate your home and tackle outdoor projects. Saying goodbye to the damp, cold winter months also means taking action to address the aftereffects of all those gray and gloomy days. The following spring home maintenance and cleaning hacks will help you better enjoy the spring and summer months.
Clean Your Gutters
While it’s probably the least appealing home maintenance task, cleaning your gutters is very important. Winter weather clogs gutters with sticks, leaves, and other debris. Gutters play an essential role in keeping water safely away from your home. If your home’s gutters are clogged, built-up water can cause wood rot, roof leaks, basement flooding, and even damage to the foundation. So, make time to conduct this not fun, but very necessary task. If you want to tackle this project yourself, check out these gutter-cleaning tips. Also, if you notice any damage to your gutters, this is a good time to have them fixed or replaced.
Inspect Your Roof
While cleaning your gutters, it’s also a great idea to inspect your roof. Winter storms can wreak havoc and cause damage. Check for any loose, damaged, or missing shingles. If you’re not able to see the whole roof safely, you can also use binoculars or a camera with a zoom lens to get a better look at harder-to-reach areas. If you see any damage, hire a professional roofing company to make the necessary repairs immediately. A healthy and functioning roof is key to a happy home. The last thing you want is water leaking in and causing damage. Spring home maintenance tasks help prepare your home for the rest of the year.
Check for Wood Rot
Rain can take a toll on homes, especially in the Pacific Northwest. Checking for wood rot around windows and doors, and in attics and basements is important. Wood rot makes your home more susceptible to wood-boring insects such as termites. Additionally, this issue can also impact anything made of wood around your home, such as fences, porches, dog houses, etc. Take time to determine if you have wood rot. If you think the answer is yes, it’s best to contact a professional to fix the problem.
Service Your Air Conditioner
If you have central air, that usually means your air conditioner has also been sitting outside and experiencing the winter weather. Spring is a great time to make sure your air conditioner is ready for the hot summer months ahead. If you feel comfortable cleaning the HVAC system system on your own, follow these detailed steps. Alternatively, you can hire a local professional. Not only can an expert service your air conditioner, but they can also clear your air ducts as well. Either way, you’ll thank yourself when the hottest days of the year arrive.
Clean Your Filters and Vents
Filters and vents circulate air throughout your home, which is why it’s important to keep them clean. While vents and filters aren’t always in the easiest-to-reach places, it’s usually still possible to clean them effectively with a vacuum. Or, if it’s time to do a deep clean, this vent cleaning article has all the information you need to get started. Once you’re done, you’ll feel better knowing you’re breathing clean air again.
Tackle the Oven
Hosting visitors during the winter holidays and cooking many meals during the wet winter months can lead to an extra dirty oven. While cleaning the oven is often a dreaded cleaning chore, it doesn’t have to be. With several natural cleaning options and recommendations from experts, this list of oven-cleaning hacks has everything you need. As is the case with most things, the more often you clean, the less challenging the chore. But even if you haven’t tackled the oven in a while, you’ll be able to find a great way to get it done effectively. And while you’re at it, you might as well clean the microwave, too.
Dust the Baseboards
Baseboards are one of those things that are easy to forget about but still get dirty. Make your life easier by using dryer sheets. Not only will the dryer sheet pick up dust, dirt, and pet fur, but it will help repel dust later as well. After you test this great tip, you’ll want to check out the many other ways you can clean with dryer sheets.
Deep Clean Your Dishwasher
One item people commonly forget to clean is the dishwasher. There are simple cleaning tasks you can do each month to keep your dishwasher running smoothly. Also, there are deep cleaning tasks that should be done once or twice a year. This cleaning combination will keep your dishes extra clean and your machine happy.
Plant Your Garden
This is the perfect time of year to revive your garden and yard! There are so many options when it comes to gardening, whether you’re planting flowers or vegetables. Either way, a nice-looking garden will elevate your home’s curb appeal. This home improvement article provides great information, listing local experts and places where you can purchase plants. Lastly, make sure you review these spring gardening tips as you finalize your spring home maintenance plan.
Regional Holiday Activities & Light Displays
December is such a magical time of year. Luckily, there are many ways to celebrate in our area. We’ve compiled a list of some light displays, festivals, events, and activities to check out.
Holiday Light Displays
Light Display at Mike Wallace Park
This waterfront light display is a hometown favorite right here in Kingston. Every year, locals and visitors are dazzled by a range of light sculptures using approximately 500,000 lights. And, it’s all thanks to the Port of Kingston and many volunteers who work on it for months. You’ll see some traditional displays like snowflakes and gift boxes along with unique designs like jellyfish hanging on a wire. This is a must-see! Located by the ferry terminal in downtown Kingston, the park/marina has public parking and can be accessed via sidewalks.
Runs until early January, 2024 | Free
Explore this enchanted garden trail loop that is 600 ft long, featuring 60,000+ lights. There’s a lot to see, including a 1/25 scale garden railroad, a candy cane lane, Santa’s workshop at the North Pole, the lighted orchard, and a nativity scene. The path is gravel and does have a few steps throughout. Located at 26730 Big Valley Rd. NW, Poulsbo.
Runs until Jan 1, 2024 from 4:30 to 9:30 PM | $12 per person, kids 6 and under are free
A holiday tradition for more than 35 years, zoolights transforms the Point Defiance Zoo into a winter wonderland with more than 800,000 lights. Perfect for families or even a date night, you’ll see a giant octopus, light tunnels, and goats wearing coats. And, you might even spot Sasquatch if you’re lucky. Additional activities include s’mores fire pits and a goat feeding experience. Pre-purchased online tickets required. Please note the aquarium is closed during zoolights.
Daily until Jan. 1, 2024 from 4:30 – 10:00 PM | $7+ for members, $14+ for non-members
“Village of Lights” in Leavenworth
On November 24, Leavenworth’s Bavarian town lit up with over half a million lights for the holidays. It’s a fun place to visit for a day or over a weekend, and the dazzling lights will be up through February. Additionally, there are a range of activities happening throughout the winter season. Listen to live music, see Santa, enjoy free crafts for kids, and more. Please note some events and activities are not free, such as Manuela’s Magical Christmas Spectacular.
Daily through February, 2024. | Free but activity prices vary
Festivals
The charming town of Port Gamble is transformed into a holiday wonderland with over 100,000 lights and Western Washington’s only winter fireworks display. During the day you’ll find hayrides and carolers as well as Santa’s workshop, crafts for kids, and holiday shopping time. Saturday night includes the tree lighting and spectacular fireworks!
Dec. 9, 2023, starts at 12:00PM, tree lighting @ 5:45 PM, fireworks @ 6:00 PM; Dec. 10, 2023, 11:00 AM – 3:00 PM | Free but activity prices vary
Festival of Firs and Christmastown
In 2019, Shelton won a Guinness World Record for the most lit Christmas trees in one location. The town has been known as Christmastown, WA for decades. On your way into town, you’ll be greeted by a 32’ tall Santa Claus, built to celebrate the World’s Fair in 1962. You can take a walk through the lit tree maze, a wagon ride through the decorated town, cast your vote for the best gingerbread house, and more. The maze is located at 425 Cota Street, Shelton.
Maze open nightly from dusk until 10:00 PM until Dec. 31, 2023 | Free but activity prices vary
Get a taste of European traditions in Seattle with artisan vendors, street food, libations, live entertainment, and more. Created by the same organization as the beloved Vancouver Christmas Market, you’ll find 60+ local and European artisans with holiday gifts for everyone on your list. Savor bratwursts, German baked goods, crepes, and fudge. Sip hot-spiced mulled wine under the Christmas pyramid, sing some karaoke, or take the kids for a spin on the Nordstrom Merry Go Round. Book online for specific entrance times.
Open daily through Dec. 24 | Youth $12+ and adults $20+ (6 and under are free)
Other Fun Events and Activities
Get ready for the holidays with the Greater Hansville Community Center’s 3rd annual Holiday Market at Buck Lake. Get in the holiday spirit with small town charm and live music, food, various vendors, a silent auction, and Santa.
Dec. 9, 2023 | Free
If you celebrate Chanukah, this Sunday is the 6th annual Menorah on the Green. Head to Bainbridge Island to celebrate with loved ones and community members. There’s a giant menorah lighting, live music, latkes and donuts, arts and crafts, and more – all thanks to the Chabad of Bainbridge and North Kitsap.
Dec. 10, 2023 at 4:00 PM | Free but please RSVP.
Winter Cookie Decorating at Hood Canal Brewery
Here’s some delicious fun for the whole family. Take the kids to Kingston’s Hood Canal Brewery to decorate some cookies while you enjoy a pint. This event is free and cookies, decorating supplies, and light snacks will be provided.
Dec. 16, 2023 from 2:00 PM – 4:00 PM | Free but please RSVP.
Winter Wonders at Bloedel Reserve
Bloedel is beautiful in every season, and this all-ages outdoor experience will allow guests to see a different side of what winter has to offer. A sensory hunt guides visitors through the garden to listen and feel the natural elements. You can participate in a special winter solstice tour and a Soundscape installation. For those with little ones, check out Saturday Story Time at the Residence. Advance tickets required.
Open Tuesdays – Sundays 10:00 AM – 4:00 PM | $5 – $22 per person
Holidays at the Village – Bainbridge
Pleasant Beach Village on Bainbridge Island is all decked out for the holidays. Register for a gingerbread house party, visit Santa or dance to some live music. And, you can enjoy seasonal beverages in the outdoor heated Wintergarden. Visit Pleasant Beach Village’s website for additional details.
Open daily and most special activities fall on weekends | Activity prices vary
For more fun this season, check out these outdoor winter activities.
How to Financially Prepare as a First-Time Home Buyer
While there are many steps in the home-buying process, it’s best to start by reviewing your finances, especially as a first-time home buyer. In fact, you should do this long before you start looking at homes. While diving into your finances can feel daunting, our partner at Penrith Home Loans is here to help. Cherie Kesti is a Branch Manager and Mortgage Consultant who also happens to be a Kitsap County local. With more than 20 years of experience working in the home financing industry, she was happy to answer these common questions from first-time home buyers.
What are the top things lenders consider when working with a first-time home buyer?
There are a lot of things we look for when qualifying a first-time home buyer, but four key areas are:
- Job security: Having a minimum two-year history is ideal.
- Other income sources: This includes other sources such as social security, alimony, child support, disability, retirement, and pensions. For these types of income, lenders must confirm that the money will continue being received at least 36 months post-closing.
- Credit history and monthly debt load: Having a good credit score is an indicator of your overall financial health. If yours is low, it’s important to take steps to improve your credit score before applying for a loan. Also, the amount of outstanding debt directly affects how large a loan a buyer qualifies for. If you’re able to pay down your debt, that’s ideal before qualifying for a loan.
- Assets: Some loans require a minimum amount of assets in liquid accounts such as checking, savings, and money market accounts or in brokerage, retirement, and stocks. Borrowed funds are not considered an acceptable source of funds for a home loan unless those funds are secured by an asset such as a vehicle, or property.
Is buying a home still achievable in today’s market?
Many young adults think that they may never be able to buy a home. There is so much discouraging information in the media. However, they become more optimistic after learning that there are a variety of lending strategies and programs available to help first-time home buyers. This includes programs that allow a small down payment and gift funds from a family member to be used as a down payment. There is also down payment assistance available and the possibility of negotiating a seller-paid mortgage-rate buydown to lower interest rates. All these options help with affordability and make buying a home more achievable.
Are interest rates too high right now to buy a home?
Don’t let interest rates discourage you from purchasing a home. Buying your home at today’s value, combined with the potential opportunity to refinance in the future, may be in your best financial interest. As we say in real estate, marry the house, date the rate. If you wait to buy, most likely, the home’s value will continue to increase. This requires a larger loan regardless of the interest rate. If you buy now with a lower home value, you will have a smaller loan. With refinancing, this means a smaller monthly payment in the future.
Do I need to have a large down payment to buy a home?
If you’re saving up to buy your first home, you may be relieved to know that for most buyers, low down payment options are still available. This includes the following options:
- 0 down: The Veterans Administration and the U.S. Department of Agriculture both offer a zero-down loan program for individuals and/or properties that meet their criteria. Sometimes, loans require little or no cash out of pocket. Some down payment assistance programs also give buyers a chance to purchase with minimal down payment.
- 3.5% down: The Federal Housing Administration loan program allows as little as 3.5% down. This program is also more lenient than others on minimum credit score requirements and other factors.
- 5% down: Fannie Mae/Freddie Mac conventional loans are available with down payments as low as 3%. The minimum on these programs can change depending on factors such as property type, credit score, and occupancy. Conventional financing is now allowing as little as 5% down payment on a multi-family/2-4 family home, which will allow homeowners to occupy one unit and rent out the other units as cash flow, which offsets the expense of their monthly mortgage payment.
If you have additional questions about finances as a first-time home buyer, contact Cherie Kesti or one of our Windermere Kingston Brokers. We also have other great resources to help you, including our home-buying guide and what to examine when touring a home. Best wishes on your home-buying journey!
Great Home Improvement Products You Can Buy in Kitsap
Kitsap County is home to many wonderful businesses that can help you with interior design, home upgrades, and more. Shopping locally ensures your money supports the local economy. So, we created a list of some great local options to assist with your next home improvement project.
Enhance Your Kitchen With These Products
If you’re ready to update your kitchen, enhancing its functionality and style, head to Henery Hardware. Founded in 2003, Henery Hardware has four locations in Washington. Luckily for us, one of their stores is right here in Kingston. This locally-operated store has an array of products. We love their smart tiles for that perfect kitchen backsplash. Want to make a small change that will really update your kitchen’s overall look? Consider replacing your cabinet hardware. This store carries many different options. You’ll find trendy kitchen hardware, such as this Golden Champagne Cabinet Knob as well as classic options, such as this Matte Black T Cabinet Knob.
Revamp Your Walls
Abnormals Anonymous sells wallpaper that can update a room’s look instantly. Check out these beautiful wallpapers and textiles designed by local creators from Bainbridge Island. Their wallpaper has even been used to decorate Poulsbo’s Hotel Scandi. The Planet Chillin design would be so fun in a child’s bedroom. The Flashdance design would work perfectly as an accent wall in an entryway. The options are endless.
Bright Ideas for Home Improvement
If you’re ready to elevate the lighting in your home, check out Grain on Bainbridge Island. This family-owned business strives to converge design and sustainability. Their American-made products are predominately manufactured on Bainbridge Island. The small batch or made-to-order production allows buyers to customize products as well. Check out this unique Drift Bump Sconce and the Circlet Battuto Pendant. Both products are unique and stunning as sold, but Grain also offers the ability to customize them for your home improvement needs.
Additionally, we love lighting options like these sleek lamps by Regina Andrews. They can be found at Furnish Bainbridge, which features a variety of home furnishings. Furnish Bainbridge also offers in-home design consultants, and their staff is well-connected to local woodworkers, upholsterers, and artists.
Use Local Experts to Boost Your Home’s Curb Appeal
Want to elevate your home’s outdoor area? You can increase your home’s curb appeal in a variety of ways, and something like a new stone pathway can make quite a difference. Check out local companies like Morrison Gravel. This family-owned company, based in Port Orchard, has been in operation since 1946. They’re highly rated and offer a variety of landscape products for your outdoor home improvement projects. Check out their photo gallery of completed projects. Whether constructing a patio, displaying a water feature, or putting up a retaining wall, they’re a great local resource.
If you’d love to have your front or backyard professionally landscaped, Olmsted’s Nursery is a local favorite located in Poulsbo. Olmsted’s offers landscape design and installation and their team has over 35 years of experience. The owners, Sean and Veronica Olmsted, are passionate about gardening, landscaping, and supporting local nonprofits. They have everything from indoor planters to interesting metal garden sculptures, and great seasonal sales.
Wherever your home improvement projects take you, we hope you’re able to shop locally for at least some of the items you need. Kitsap County is filled with friendly, knowledgeable business owners whose products and services can improve our homes and enrich our community.
11 New Businesses to Visit in North Kitsap
Want to check out some new local businesses but don’t know where to start? Whether you are a lifetime local or new to the area, we’ve compiled a list of some recently opened businesses in Kingston, Poulsbo, and Bainbridge Island. We’re excited about these new places to grab a bite to eat, enjoy a glass of wine, or find a unique gift.
Food and Beverages
Two popular pop-up food vendors recently found brick-and-mortar space in downtown Kingston, a win for both their longtime followers and the community at large.
The Saucy Sailor, a family-owned eatery, features a menu full of comfort foods described as “British Fusion” – cottage pie, chicken curry, meatball stroganoff, BBQ pulled pork, and more. Meals are served with mashed potatoes or rice and salad. Their walkup window provides quick service or, as they say, “gourmet right away”. They have outdoor seating or you can grab it to enjoy on the ferry or at home.
Seasonal Hours: Sunday, Monday, Thursday 11:00 AM to 6:00 PM, Friday & Saturday 11:00 AM to 7:00 PM
In January, Argensol Kitchen celebrated 3 years of pop-up vending and catering in North Kitsap and then they moved into a permanent restaurant space in Kingston. They’re next door to the Greater Kingston Chamber of Commerce. Argensol specializes in Argentinian cuisine. They have delicious entrees like empanadas, chimichurri fries, and potato bombs. Also, if you have a sweet tooth, be sure to try their popular Alfajores, a shortbread cookie sandwich.
Seasonal Hours: Friday & Saturday 11:00 AM to 7:00 PM, Sunday 11:00 AM to 4:00 PM
In downtown Poulsbo, you’ll find the recently opened Vinland Marketplace. It’s a sister establishment to Viking Brew Coffee. Vinland offers grab-and-go foods, baked items, a selection of local and global gifts, and of course, coffee and other beverages. Located in Historic Downtown Poulsbo, Vinland Marketplace is a great spot to watch a sporting event on their large TVs or cozy up with a cup of coffee in an overstuffed chair.
Hours: Daily from 8:00 AM to 4:00 PM
Shopping and Gifts
The Flower Box, which is in the heart of downtown Kingston, has many cute gift items, curated gift boxes, floral arrangements, and flowers for specialty events like weddings and school dances. The owners are three best friends who grew up in the Kingston area and they opened the shop this past spring.
Hours: Tuesday – Saturday, 11:00 AM to 5:00 PM
Also co-owned by friends, Saltwater Bookshop has a delightful selection of books for readers of all ages. You’ll find various genres, including fun, PNW-themed books. Though Saltwater Bookshop is new, they’ve already had famous authors stop by, like bestselling author Kristin Hannah and Newbery Medalist Donna Barba Higuera. Follow Saltwater Bookshop on Facebook and Instagram to stay “in the know” about author visits and signed copies. Additionally, this bookshop sells bookish goodies and entertaining items like mugs depicting a car that missed the ferry (by Jen Colburn Design).
Hours: Tuesday – Friday 10:00 AM to 5:00 PM, Saturday 9:00 AM to 3:00 PM, Sunday 10:00 AM to 3:00 PM
Worth the trip to Bainbridge Island, Wilder Grace is a lovely boutique with brands like Marine Layer and Free People. You’ll find an assortment of both trendy and timeless items as well as accessories and gifts. It’s a wonderful addition to the already vibrant Downtown Bainbridge business community.
Hours: Daily from 10:00 AM to 6:00 PM
Home and Garden
Located on State Highway 104 in Kingston, Salish Trees Nursery cultivates a wide variety of Pacific Northwest native trees, shrubs, and perennials. Why native plants? As their website explains: “Coast Salish tribes have deep knowledge and appreciation of native plant species and used native plants extensively as food sources, medicines, tools, shelter, transportation, and artwork”. Native plants are healthier for the local ecosystem and will thrive in our climate. Also, they are important to local fauna and the bees. Consider them for your next landscaping project.
Hours: Thursday – Saturday, 10:00 AM to 5:00 PM
You’ll find Storie Home & Garden on the same property as Salish Trees. Storie features new and vintage furniture, accessories, garden and home items, as well as original art pieces. This new business brings unique and one-of-a-kind pieces together, creating a home decor heaven with a tranquil garden atmosphere.
Hours: Thursday – Saturday, 10:00 AM to 5:00 PM
New Wine Spots in North Kitsap
Cellar Cat is a thoughtfully curated place for wine aficionados or those who simply want a good glass of wine. While the owners developed this business back in 2001, they just found their new home here in Kingston and opened their doors in August. Cellar Cat has wine, local beer and cider, snacks, and a selection of gifts. Their space is 21+ and it is dog-friendly. They’re currently working to expand their offerings to include a full wine bar and live jazz music.
Hours: Thursday – Monday, 1:00 PM to 7:00 PM (subject to change)
Preservation Natural Wines is a bottle shop located off Bond Road in Kingston. They sell a variety of organic, vegan, and biodynamic wines with no additives. Originally a bottle shop with curbside pickup, local delivery, and regional shipping, their tasting room opened on September 15th for tasting flights. Follow them on Instagram for more announcements.
Hours: Monday – Wednesday 11:00 AM to 6:00 PM, Thursday & Friday 11:00 AM – 8:00 PM, Saturday 12:00 PM – 8:00 PM
Another recent addition to the wine scene in North Kitsap, Hard Hat Winery offers wine tastings, flights, and wines by the glass or bottle. This winery has been bottling wine since 2018 but recently opened its tasting room. Hard Hat Winery is located off Highway 3 between Poulsbo and the Hood Canal Bridge. Founded by two former Navy divers, their motto is “A Wine You Can Dive Into”. Their bottle art features nautical images like divers and mermaids. Check out their events page to learn about upcoming live music.
Hours: Wednesday – Sunday, 1:00 PM to 8:00 PM
If you’re looking for additional information about our area, check out our free digital guide to Kitsap County. It has all kinds of helpful information about schools, outdoor activities, coworking spaces, and much more.
Kitsap Market News & Insights
While Kitsap County’s housing market isn’t seeing the intense engagement it saw at the height of the pandemic, it has been heating up this summer. We are seeing a shift toward a more balanced market, but the average home sale price still remains high at $694K, just a 1.6% drop from this same time last year. Our Brokers are still working with eager buyers and satisfied sellers, but there aren’t as many multiple-offer situations.
Matthew Gardner, Windermere’s Chief Economist, recently released his latest “Monday with Matthew” video. In it, he evaluates his 2023 real estate predictions. Have they come to fruition? Will these predictions come true in the second half of the year? Watch his video and keep reading for key takeaways.
Key Takeaways from Gardner’s Mid-Year Update
Gardner believes that interest rates will be less frantic in the second part of the year, but will likely still not drop below 6%. Also, he points out that according to his calculation, 20 million homeowners have mortgage rates around 3%, making it unlikely they will move. Known as the lock-in effect, the higher interest rates are disincentivizing some sellers from listing their homes.
Gardner states that “affordability has not improved,” since financing and home costs are not aligning with incomes. Noting that each market varies across the country, he predicted that it will generally stay a seller’s market through the rest of 2023.
Advice for Homebuyers in Kitsap County
What does this mean for buyers looking at homes for sale in Kitsap County? As always, it’s important to connect with a knowledgeable, local Realtor so that you can make data-informed decisions with an expert negotiator and guide. Also, it’s important to analyze the market and your current situation. So, consider these factors when deciding whether to buy a house now or wait. Each person’s financial picture and goals for owning a home are unique.
Advice for Sellers in Kitsap County
If you are thinking of selling your home here in Kitsap County, a local real estate expert will ensure that your home is thoughtfully and strategically prepared for the market. Also, they can conduct a Comparative Market Analysis (CMA). This report compares your home to other homes in the area that have recently sold and are similar in terms of size, property, and condition. A CMA will help you better understand your local market, the demand for homes like yours, and how to properly price your home. It’s also important to discuss repairs or potential home upgrades so you can sell your home for the highest price point possible in the ideal timeframe. If you’re concerned about the cost of home repairs and getting your home ready to sell, consider the Windermere Ready Program. This program allows you to access the equity in your home to cover improvement costs, and we’ve seen many sellers achieve success through this program.
Should You Renovate Or Sell Your Home As Is?
You’ve decided to sell your home, so should you renovate or sell your home as is? As with all decisions, there are pros and cons to each choice. If you choose to renovate your home, it will most likely sell for a higher price and faster, but remodeling projects can be costly. And, some don’t have a high return on investment. If you choose to sell your house as is, you save money in the short term but you could miss out on making more money on the sale of your home. It’s important to understand the factors involved and work with your real estate agent.
Home Remodel Cost Analysis
One of the most important factors is the cost of home remodeling projects. First, how much are you willing to spend? Second, can you expect a decent ROI when you sell your home? Thankfully, you don’t have to figure this out on your own. Your local real estate agent is a great resource and should be an expert on the local market. It’s their job to evaluate your home and to know which remodels are most beneficial in your area.
Doing A Home Remodel
If you decide to move forward with renovations, the next decision to make is whether you can DIY or if you need to hire a contractor. If you are qualified, can you dedicate the time required to finish the project within your home sale timeline? While hiring a contractor costs more, it may be worthwhile. You may want the peace of mind of working with a professional, especially for highly technical projects.
According to the Remodeling 2022 Cost vs. Value Report, on average, homeowners paid approximately $27,000 for a midrange bathroom remodel and it had a 58.9% ROI. For a minor kitchen remodel nationwide, they paid about $28,000 and it had a 71.2% ROI. These numbers indicate that you can recover more than half to a third of your costs. For your home, simpler upgrades that increase your home’s value may be better. Consider painting kitchen cabinets, refinishing hardwood floors, or installing new bathroom tile. After you’ve updated or renovated, your agent can help determine the price of your home.
Selling Your Home As Is
If you decide not to remodel your home, you may ultimately sell your home for less. But you won’t have to deal with the costs and headaches that come with renovations. Plus, remodeling a home you are about to sell means you won’t get to enjoy any of the upgraded benefits. Where’s the fun in that? Lastly, choosing not to remodel or make any upgrades will impact what you get for your home and your home-buying budget. It’s important to remember the costs of buying a new home.
Market Conditions
Local market conditions are another factor to consider when deciding whether to renovate or sell your home as is. In a seller’s market, you most likely will still be able to sell your home for a great price without investing time and money into remodeling. Due to strong demand and limited supply, high competition among buyers will drive up prices. However, you’ll still have to take steps to prepare like making necessary repairs. And, staging your home gives buyers a great first impression and helps them easily imagine themselves in the space. That being said, sometimes certain projects like adding stone veneer to your home’s exterior (119.5% recouped at resale) or replacing your garage door (117% recouped at resale) can really increase the value of your home.
Here in Kitsap County, we still have a seller’s market. Though we are seeing a shift in the market, there are still serious buyers. Watch our video below to see our 3rd quarter market stats.
Waiting
If you’re still not sure what to do and you’re not working within a tight timeline, you could wait. This will give you more time to weigh your options and prepare for a future sale. With more time, you’ll be able to plan for any needed projects at a more relaxed pace.
When deciding whether to renovate or sell your home as is, Windermere Kingston has highly rated, experienced local real estate experts available to help. Take some of the pressure off and contact us today.
Greater Kingston Area Events to Enjoy Every Year
The greater Kingston area, which includes Port Gamble, Suquamish, Indianola, Hansville, and Kingston, is home to many fun annual and recurring events. Here is a list to give you an idea of what this vibrant community offers in terms of festivals, live music, outdoor activities, and more.
Annual Events in Spring and Summer
Story Walk: The Kingston Curiosity Tour
Village Green Community Center on May 14, 2022
This Saturday, May 14 will mark the first annual Kingston Curiosity Tour. Go on a scavenger hunt through Kingston, collecting stories and artifacts from the town’s past and present. This unique event is hosted by the Kitsap Sun’s Josh Farley and is open to kids and adults. It will start at 10:00 AM at the Village Green Community Center. You’ll get a free map and will walk a total of about two miles, so wear comfortable shoes. If you complete the scavenger hunt, you’ll be eligible for a raffle with prizes from local businesses and organizations.
Cost: Free
Kiwanis Brew Fest & Benefit Concert
Kingston Marina Park on June 4, 2022
Food trucks, live music, kids’ activities, five breweries, and one cidery make this 7th annual event a great way to enjoy warmer weather in Kingston.
Cost: $20 for 7 beer tastings; food and activities separate
Summer Sounds
Live Music at The Point Casino in Kingston
Weekends, Memorial Day to Labor Day: view full schedule
A summer favorite since 2016, these outdoor concerts are held in the courtyard of the Point Casino with first-come-first-served, BYO lawn chair seating. Located behind the main casino and hotel, the Spindle Whorl Courtyard is dedicated to the late Tribal Chairman for the Port Gamble S’Klallam Tribe, Ronald G. Charles. Dance or sing along to music from 6:00 – 9:00 PM. There’s also a bar & BBQ from 5:00 – 9:00 PM.
Cost: Free to Attend; Food & Beverage Costs Vary
Swing For Rotary Golf Tournament
White Horse Golf Club on June 10, 2022
Now in its 15th year, this annual tournament hosted by Kingston-North Kitsap Rotary, is a great community fundraising event and a perfect way to network or meet other golf enthusiasts. Held at the beautiful White Horse Golf Club, this event showcases the natural beauty that surrounds Kingston. Our office is a proud sponsor.
Cost: Registration starts from $99 for a single player
Lumberjack Endurance Run
Port Gamble Trails on June 11, 2022
This annual endurance run takes participants on a 12.5-mile loop through the Port Gamble Heritage Trail and surrounding areas. There are three distances: 100M, 100K and 50M options. Register online or attend to cheer on these excellent athletes.
Cost: $75+ Registration closes May 31st
Kingston 4th of July Celebration
Downtown Kingston on July 4, 2022
Fun Fact: Kingston’s parade is “the longest-running 4th of July celebration west of the Mississippi”! There will be a parade, live music, and a fireworks show. Kiwanis Tiny Town is also a fun part of the festivities. There’s a music festival at Mike Wallace Park in the Port of Kingston and a beer garden for those 21+. The Kingston 4th of July committee is working hard to create a wonderful, safe celebration. Visit the event’s Facebook page for the most up-to-date information.
Cost: Free to Attend, Activities Vary
Hansville Garden Tour
Multiple Gardens in Hansville on July 9, 2022
Garden enthusiasts unite for this self-guided driving tour of various Hansville gardens. It is an annual fundraiser for Hansville Helping Hands. Pre-purchased tickets are required, and limited quantities are available. For ticket information, please call 360-328-8170.
Cost: $20
Salish 100
Multiple locations, Kingston included, on July 15 – 21, 2022
The Salish 100 is the largest small-boat cruise in North America, spanning 100 nautical miles, which is the length of Puget Sound. One of the stops on this voyage is the Port of Kingston, and it’s a great chance to see some of the boats!
Cost: Free to Watch
Performances At The Passage
Suquamish Clearwater Casino & Resort on Thursdays in July and August
These popular outdoor concerts are back after a hiatus. Each week features a different musical act including tributes to ABBA, Bruno Mars, Fleetwood Mac, Phil Collins, and more. All attendees must purchase a ticket. Blankets and lawn chairs are welcomed, but no outside food or beverages are allowed. Food and beverages are available for purchase.
Cost: $15 (ages 5 and under free)
Kingston Concerts on the Cove
Mike Wallace Park on Saturdays from Mid July – Mid August, 3:00 – 5:00 PM
Presented by the Greater Kingston Community Chamber of Commerce, this concert series at Mike Wallace Park is a summer favorite. Invite friends and family and be sure to bring lawn chairs or a blanket. Have a picnic or enjoy the food vendors on site. Beer garden available on select dates.
Cost: Free to Attend, Purchases Separate
Kingston Wine & Brew Fest
The Point Casino Hotel and downtown Kingston on July 29 & 30, 2022
Celebrate local breweries and wineries while enjoying delicious food vendors, craft vendors, live music, and an all-around good time. This year, there’s a special VIP event on Friday night that includes a wine and brew-pairing. It’s coordinated by the event vendors and the chefs at The Point Casino Hotel. Enjoy live music, a silent auction, a hand-painted wine glass, and a swag bag. On Saturday, head to downtown Kingston to enjoy the full festival with various beer and wine tastings, food, and more. A ticket for Saturday includes a designer-printed glass, 10 tasting tickets, and more. You can buy your tickets on Eventbrite. Follow Kingston, WA on Facebook for the latest event information.
Cost: $45 for Saturday only; $125 for Saturday and Sunday
Indianola Days
Downtown Indianola on July 29, 30 & 31, 2022
This three-day festival typically includes a salmon bake, a pet parade, a talent show, a street fair, a sandcastle contest, and more. Check out this article on Indianola Days from a few years ago and stay tuned for specifics about this year’s festivities by following the Indianola Facebook page.
Port Gamble Summer Faire
Downtown Port Gamble on August 7, 2022
This afternoon event of family fun showcases some of Port Gamble’s history. Visitors can enjoy live music, vendors, food, a Birds of Prey show by the West Sound Wildlife Shelter, and pony rides by Merry Meadows Farm.
Cost: Free to Attend, Activities Separate
Annual Fall and Winter Events
Fall Garden Sale at Heronswood
Heronswood in Kingston on September 10 & 11, 2022
Nurseries from all over the Pacific Northwest come together for this epic plant sale that is back after a two-year break due to the pandemic. Food vendors will be on-site as well. Admission to the garden is free during the plant sale, so shoppers can enjoy the beauty of Heronswood, including two new additions: the Traveler’s Garden and the S’Klallam Connections Garden. For a glimpse of Heronswood, watch our video below.
Cost: Free to attend, Plant sales and food separate
Pumpkin Patch at Fat Turnip Farms
Fat Turnip Farms in Eglon from Mid-September to Late October
Out in the little community of Eglon, Fat Turnip Farms sells certified organic produce at their farm stand and has a u-pick pumpkin patch with tons of different options as well as late-season, u-pick flowers. Their setup offers many great places to take photos with friends or little ones, and they periodically host events. Be sure to check their Facebook page for details.
Port Gamble Ghost Conference
Downtown Port Gamble the Weekend after Halloween
Did you know that Port Gamble is home to one of the most haunted places in Washington? This year will be the 12th annual conference which has three days of speakers, paranormal investigations, and lots of history.
Cost: $10 – $45 (depending on event)
Hansville Arts & Crafts Market
Hansville Community Center on November 13 and 14, 2022
Another fundraiser for Hansville Helping Hands, this annual market at the Greater Hansville Community Center features 30 independent vendors as well as baked goods, a gift basket raffle, and a toy drive for local children in need.
Cost: Free to Attend; Product Prices Vary
Kingston Cove Christmas
Kingston Marina from December to Early January
This event kicks off in early December with a tree lighting ceremony and an appearance by Santa. There’s also live music and food vendors. The incredible display includes light sculptures of everything from an octopus to a dragon, and the Port of Kingston reportedly uses over 500,000 lights to build it each year. You can stroll through the Kingston Marina to marvel at it throughout the holiday season and into early January.
Cost: Free to Attend, Activities Vary
Port Gamble Country Christmas
Downtown Port Gamble on the 2nd Weekend in December
House-drawn carriage rides, crafts in Santa’s Workshop, special appearances by characters, and over 100,000 twinkling lights are topped off by Western Washington’s only holiday season fireworks show. Donations are encouraged to benefit Kingston’s Sharenet Food Bank.
Cost: Free to Attend, Activities Vary
Recurring Events
Kingston Public Market
Mike Wallace Park on Sundays from May through October
Just steps from the Kingston Ferry Terminal, this open-air market features local produce and flowers as well as locally-made crafts and goods. You can often listen to live music and it’s a fun way to connect to the community.
Cost: Free to Attend; Products Vary
Port Gamble Paranormal Tours
Downtown Port Gamble with Various Dates/Times Throughout the Year
Grab your flashlight and a camera and head to Port Gamble for a ghostly, fun night out. Head into town early and grab a bite to eat at one of the delicious restaurants in town. Resident expert Paranormal Pete is a great resource for local paranormal activity.
Cost: $25
Live Music and Karaoke
You can often find live music events at small local spots like Hood Canal Brewery, Downpour Brewing, D’Vine Wines, and Sully’s Bistro & Bar. Recently, an Oldies Piano Bar & Cafe opened in Kingston, offering live tunes, tapas, and drinks from Wednesdays to Sundays (must be 21+). Additionally, The Kingston Ale House hosts fun karaoke sessions every Friday and Saturday night.
Easy Ways to Volunteer and Connect to Kitsap’s Community
Want to connect to Kitsap’s community and volunteer in a fun, easy way? Helping a Kitsap County non-profit is a great way to meet new people, enjoy time with friends or family members, and even learn something new.
Volunteer in Kingston
Heronswood Garden
Run by the Port Gamble S’Klallam Tribe, this botanical paradise works to restore, maintain, and develop its unique horticulture. Additionally, they host social events, plant sales, educational programs, and tours that recognize the heritage of the garden and Tribe. Currently, Heronswood is looking for volunteers to help with operations, public plant sales, and other special events. Check out our video below to get a glimpse of Heronswood.
Kingston North Kitsap Rotary
The International Rotary Foundation does incredible work around the world, and our local Kingston North Kitsap Rotary club helps our community in many ways. To get involved, there’s an application process, and once you’re accepted, you’ll have many volunteer activities to choose from. Some examples include their “order bombing” initiative to support local businesses, helping to restore Kingston’s Scout Hall, and fundraising through their annual golf tournament (coming up in June).
ShareNet Food Bank
ShareNet Food Bank is on a mission to fight hunger in North Kitsap with meaningful programs. They have many opportunities to get involved, such as food sorting, website maintenance, and grocery store drivers. Additionally, ShareNet also runs a thrift store. They’re in need of volunteers to help with cashiering, merchandising, and social media management.
Village Green Community Center
The Village Green Community Center is home to the Boys and Girls Club and Kingston’s branch of the Kitsap Library. VGCC offers a gym/multipurpose room and meeting rooms for many organizations. The Center provides educational classes, informational sessions, and puts on great events like Kingston’s annual Pie in the Park. However, in order for the VGCC to run smoothly, they need volunteers who can help with events and at the front desk. If you’d like to volunteer, please contact Linda Fyfe programs@myvillagegreen.org.
Volunteer in Poulsbo
Fishline Food Bank & Comprehensive Services
Serving North Kitsap for 54 years, Fishline Food Bank is one of the oldest food banks in the United States. Fishline offers volunteer opportunities with different scheduling options. Currently, they are looking for people to help in their healthy foods market and their thrift store.
Poulsbo Historical Society
Working to preserve Poulsbo’s history, the Poulsbo Historical Society is an interesting place to volunteer. You don’t have to know all about Poulsbo’s history to help out. You can learn on the go. At the moment, they are looking for weekly volunteers for either morning or afternoon shifts. If you happen to have a background in video editing, they are also looking for volunteer video editors to curate videos of historical programs and interviews.
Poulsbo Parks And Recreation
Poulsbo Parks and Recreation needs volunteers to maintain affordable recreational programs for the community. Specifically, they are looking for volunteers to help with special events, coaching, athletics, gym supervision, arts and clerical work. They even have a teen volunteer internship program for youth 13 or older.
Volunteer on Bainbridge Island
Bainbridge Island Museum of Art (BIMA)
Bainbridge Island Museum of Art exhibits the art of both masters and emerging artists. BIMA needs volunteers and will work with your schedule and interests to find a tailored role. In particular, volunteer opportunities can include docents, administrative volunteers, event support and exhibition installation crew.
Bainbridge Parks
Volunteering with Bainbridge Island Metro Park and Recreation District is a great way to learn new skills and connect with the community. Volunteers have a range of responsibilities and even serve as assistant instructors during programs. To volunteer, simply fill out an application on their website.
Bainbridge Youth Services
Bainbridge Youth Services has provided counseling services to the island’s youth for over 50 years. Teens and adults are encouraged to volunteer. Right now, they especially need volunteers for two significant events: the 4th of July Fun Run and Hope Glows.
PAWS of Bainbridge Island and North Kitsap
PAWS aims to reduce pet overpopulation and the unnecessary euthanasia of healthy, adoptable animals. They are looking for volunteers to fill a variety of roles. In particular, they’re seeking adoption counselors, event volunteers, feline enrichment team members, foster homes, and people to work in the pet food bank.
How We Give Back
Community service is one of Windermere’s core values. Many Windermere agents volunteer with and/or donate to the aforementioned organizations. Additionally, Windermere hosts an annual Community Service Day and has done so for the past 37 years. Every year, Windermere offices close so our agents and staff can spend a day volunteering to support local non-profits.
The Windermere Foundation also invests in local organizations, supporting local food banks, educational programs, and more. A portion of every agent’s commission is donated to the Foundation. To date, our Windermere offices have collectively raised over $45 million, supporting over 500 organizations.
There’s so much we can do to give back. A few hours spent helping out locally may seem like a small thing, but all of our efforts combined can make a big difference. And, a more community-minded way of life means stronger local connections and an even greater appreciation for this wonderful place we get to call home.
